/* Money Pathshala — stylesheet
   Layer 1: component system   Layer 2: Demo-12 visual skin */

/* ==========================================================================
   Money Pathshala — core stylesheet
   Palette derived from the brand mark: navy #00008B + pistachio #93C572
   ========================================================================== */

:root{
  /* Brand */
  --navy:#1E1B4B;
  --navy-900:#15123C;
  --navy-800:#1E1B4B;
  --navy-700:#312E81;
  --navy-600:#4338CA;
  --navy-050:#EFEDFF;

  --pista:#F59E0B;
  --pista-700:#EA580C;
  --pista-600:#F59E0B;
  --pista-100:#FEF3C7;
  --pista-050:#FFFBEB;

  /* Neutrals */
  --ink:#1E1B4B;
  --body:#413B7A;
  --muted:#7A75AD;
  --line:rgba(30,27,75,.12);
  --line-soft:rgba(30,27,75,.07);
  --paper:#F3F2FF;
  --surface:#FFFFFF;

  /* Signals */
  --up:#059669;
  --down:#E11D48;
  --warn:#B87503;

  /* Type */
  --display:"Sora",system-ui,sans-serif;
  --sans:"Outfit",system-ui,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace;

  /* Metrics */
  --wrap:1240px;
  --gutter:clamp(18px,4vw,40px);
  --r-sm:10px;
  --r:16px;
  --r-lg:22px;
  --shadow-sm:0 1px 2px rgba(11,16,48,.06),0 4px 14px rgba(11,16,48,.05);
  --shadow:0 10px 34px rgba(11,16,48,.10);
  --shadow-lg:0 26px 70px rgba(11,16,48,.16);
  --nav-h:78px;
}

/* ---------- Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:120px}
body{
  margin:0;background:var(--paper);color:var(--body);
  font-family:var(--sans);font-size:16.5px;line-height:1.68;
  font-weight:400;-webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img,svg,video{max-width:100%;display:block}
img{height:auto}
a{color:var(--navy-600);text-decoration:none}
a:hover{color:var(--pista-700)}
button,input,select,textarea{font:inherit;color:inherit}
h1,h2,h3,h4,h5{margin:0 0 .5em;color:var(--ink);font-weight:600;line-height:1.14;letter-spacing:-.015em}
h1,h2,h3{font-family:var(--display);font-optical-sizing:auto}
p{margin:0 0 1.05em}
ul,ol{margin:0 0 1.1em;padding-left:1.25em}
li{margin-bottom:.42em}
hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}
::selection{background:var(--pista);color:var(--navy-900)}

:focus-visible{outline:3px solid var(--pista-600);outline-offset:2px;border-radius:3px}

/* ---------- Utilities ---------- */
.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.wrap-narrow{max-width:860px}
.section{padding:clamp(56px,7.5vw,104px) 0}
.section--tight{padding:clamp(40px,5vw,64px) 0}
.section--paper{background:var(--paper)}
.section--white{background:var(--surface)}
.section--mint{background:var(--pista-050)}
.section--navy{background:var(--navy-900);color:#C9CFEA}
.section--navy h2,.section--navy h3,.section--navy h4{color:#fff}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.center{text-align:center}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}

/* Eyebrow / kicker */
.eyebrow{
  display:inline-flex;align-items:center;gap:.6em;
  font-family:var(--mono);font-size:11.5px;font-weight:500;
  letter-spacing:.16em;text-transform:uppercase;color:var(--pista-700);
  margin:0 0 .9rem;
}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--pista);flex:none}
.section--navy .eyebrow{color:var(--pista)}
.section--navy .eyebrow::before{background:var(--pista)}

/* Section heading */
.s-head{max-width:760px;margin-bottom:clamp(30px,4vw,52px)}
.s-head.center{margin-inline:auto}
.s-head h2{font-size:clamp(28px,4.1vw,46px);font-weight:500}
.s-head h2 em{font-style:italic;color:var(--navy);font-weight:500}
.section--navy .s-head h2 em{color:var(--pista)}
.s-head p{font-size:clamp(15.5px,1.6vw,18px);color:var(--muted);margin-bottom:0}
.section--navy .s-head p{color:#A9B2D8}

/* Lede */
.lede{font-size:clamp(17px,2vw,20.5px);line-height:1.6;color:var(--ink);font-weight:400}

/* ---------- Buttons ---------- */
.btn{
  --bg:var(--navy);--fg:#fff;--bd:var(--navy);
  display:inline-flex;align-items:center;justify-content:center;gap:.6em;
  background:var(--bg);color:var(--fg);border:1.5px solid var(--bd);
  padding:.82em 1.5em;border-radius:var(--r-sm);cursor:pointer;
  font-size:15px;font-weight:600;letter-spacing:.005em;line-height:1.2;
  transition:transform .16s ease,box-shadow .2s ease,background .2s ease,color .2s ease,border-color .2s ease;
  text-align:center;
}
.btn:hover{color:var(--fg);transform:translateY(-2px);box-shadow:0 10px 24px rgba(0,0,139,.22)}
.btn:active{transform:translateY(0)}
.btn--green{--bg:var(--pista);--fg:var(--navy-900);--bd:var(--pista)}
.btn--green:hover{--bg:var(--pista-600);--bd:var(--pista-600);box-shadow:0 10px 24px rgba(147,197,114,.4)}
.btn--ghost{--bg:transparent;--fg:var(--navy);--bd:#C6CBE6}
.btn--ghost:hover{--bg:var(--navy-050);--bd:var(--navy);box-shadow:none}
.btn--onnavy{--bg:transparent;--fg:#fff;--bd:rgba(255,255,255,.4)}
.btn--onnavy:hover{--bg:rgba(255,255,255,.1);--bd:#fff;box-shadow:none}
.btn--sm{padding:.6em 1.05em;font-size:13.5px}
.btn--lg{padding:1em 1.9em;font-size:16px}
.btn--block{width:100%}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.btn-row.center{justify-content:center}

/* text link with arrow */
.tlink{display:inline-flex;align-items:center;gap:.45em;font-weight:600;font-size:14.5px;color:var(--navy)}
.tlink span{transition:transform .18s ease;display:inline-block}
.tlink:hover span{transform:translateX(4px)}

/* ---------- Ticker rail (top) ---------- */
.tapebar{background:var(--navy-900);border-bottom:1px solid rgba(255,255,255,.08)}
.tapebar__inner{display:flex;align-items:stretch;max-width:none}
.tape-label{
  flex:none;display:flex;align-items:center;gap:8px;padding:0 14px;
  background:var(--navy);color:#fff;font-family:var(--mono);
  font-size:10.5px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;white-space:nowrap;
}
.tape-label .dot{width:7px;height:7px;border-radius:50%;background:var(--pista);animation:pulse 1.9s infinite}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.35;transform:scale(.75)}}
.tape{flex:1 1 auto;overflow:hidden;position:relative;min-height:38px;display:flex;align-items:center}
.tape__track{display:inline-flex;align-items:center;white-space:nowrap;will-change:transform;animation:marquee 46s linear infinite}
.tape:hover .tape__track{animation-play-state:paused}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.quote{
  display:inline-flex;align-items:baseline;gap:8px;padding:0 20px;
  font-family:var(--mono);font-size:12px;color:#D6DBF2;
  border-right:1px solid rgba(255,255,255,.08);
}
.quote b{color:#fff;font-weight:500;letter-spacing:.04em}
.quote .val{color:#fff}
.quote .chg{font-size:11.5px}
.quote .chg.up{color:#7FE0A6}
.quote .chg.down{color:#FF9C9C}
.tape-note{flex:none;display:flex;align-items:center;padding:0 12px;font-family:var(--mono);font-size:10px;color:#7A82AE;letter-spacing:.08em;white-space:nowrap}

/* ---------- Info bar ---------- */
.infobar{background:var(--navy-800);color:#B9C0E4;font-size:13px}
.infobar__inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:40px;flex-wrap:wrap}
.infobar a{color:#D8DDF5}
.infobar a:hover{color:var(--pista)}
.infobar__left,.infobar__right{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.infobar .sep{width:1px;height:14px;background:rgba(255,255,255,.18)}
.infobar .arn{font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;color:var(--pista)}

/* ---------- Header / Nav ---------- */
.site-header{position:sticky;top:0;z-index:900;background:var(--surface);border-bottom:1px solid var(--line);transition:box-shadow .25s ease}
.site-header.is-stuck{box-shadow:0 6px 26px rgba(11,16,48,.09)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:var(--nav-h)}
.brand{display:flex;align-items:center;gap:12px;flex:none}
.brand img{height:52px;width:auto}
.brand__txt{display:none}

.menu{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.menu>li{position:relative;margin:0}
.menu>li>a{
  display:flex;align-items:center;gap:5px;padding:10px 12px;border-radius:var(--r-sm);
  font-size:14.5px;font-weight:500;color:var(--ink);white-space:nowrap;
}
.menu>li>a:hover,.menu>li.is-open>a{background:var(--navy-050);color:var(--navy)}
.menu>li>a[aria-current="page"],.menu>li.active>a{color:var(--navy);font-weight:600}
.menu>li>a[aria-current="page"]::after,.menu>li.active>a::after{
  content:"";position:absolute;left:12px;right:12px;bottom:-1px;height:2.5px;background:var(--pista);border-radius:2px
}
.caret{width:9px;height:9px;flex:none;transition:transform .2s ease;opacity:.6}
.menu>li.is-open .caret{transform:rotate(180deg)}

.submenu{
  position:absolute;top:calc(100% + 6px);left:0;min-width:270px;background:var(--surface);
  border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);
  padding:8px;list-style:none;margin:0;opacity:0;visibility:hidden;transform:translateY(6px);
  transition:opacity .18s ease,transform .18s ease,visibility .18s;z-index:40;
}
.menu>li:hover>.submenu,.menu>li.is-open>.submenu,.submenu:focus-within{opacity:1;visibility:visible;transform:translateY(0)}
.submenu li{margin:0}
.submenu a{display:block;padding:9px 12px;border-radius:var(--r-sm);font-size:14px;color:var(--body);font-weight:500}
.submenu a:hover{background:var(--pista-050);color:var(--navy)}
.submenu .sub-head{
  padding:10px 12px 4px;font-family:var(--mono);font-size:10px;letter-spacing:.14em;
  text-transform:uppercase;color:var(--muted);pointer-events:none
}

.nav__cta{display:flex;align-items:center;gap:10px;flex:none}
.burger{
  display:none;width:44px;height:44px;border:1px solid var(--line);background:var(--surface);
  border-radius:var(--r-sm);cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:4.5px
}
.burger span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:transform .25s ease,opacity .2s ease}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6.5px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}

/* Mobile drawer */
.drawer{
  position:fixed;inset:0 0 0 auto;width:min(400px,88vw);background:var(--surface);z-index:1000;
  transform:translateX(100%);transition:transform .32s cubic-bezier(.4,0,.2,1);
  display:flex;flex-direction:column;box-shadow:var(--shadow-lg);
}
.drawer.is-open{transform:translateX(0)}
.drawer__top{display:flex;align-items:center;justify-content:space-between;padding:14px 18px;border-bottom:1px solid var(--line)}
.drawer__top img{height:42px}
.drawer__close{width:40px;height:40px;border:1px solid var(--line);background:none;border-radius:var(--r-sm);font-size:22px;line-height:1;cursor:pointer;color:var(--navy)}
.drawer__body{flex:1;overflow-y:auto;padding:8px 12px 26px;-webkit-overflow-scrolling:touch}
.drawer__body ul{list-style:none;margin:0;padding:0}
.drawer__body li{margin:0;border-bottom:1px solid var(--line-soft)}
.drawer__body a{display:block;padding:14px 8px;font-size:15.5px;font-weight:500;color:var(--ink)}
.acc-btn{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:10px;
  padding:14px 8px;background:none;border:0;cursor:pointer;font-size:15.5px;font-weight:500;color:var(--ink);text-align:left
}
.acc-btn .caret{width:11px;height:11px}
.acc-btn[aria-expanded="true"] .caret{transform:rotate(180deg)}
.acc-panel{display:none;padding:0 0 10px 12px;border-left:2px solid var(--pista);margin:0 0 10px 6px}
.acc-panel.is-open{display:block}
.acc-panel a{padding:9px 8px;font-size:14.5px;font-weight:400;color:var(--body)}
.drawer__foot{padding:16px 18px;border-top:1px solid var(--line);display:grid;gap:9px}
.backdrop{position:fixed;inset:0;background:rgba(5,8,43,.55);backdrop-filter:blur(2px);z-index:990;opacity:0;visibility:hidden;transition:opacity .3s ease,visibility .3s}
.backdrop.is-on{opacity:1;visibility:visible}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--navy-900);color:#D2D8F2;overflow:hidden}
.hero::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(900px 420px at 8% 0%,rgba(147,197,114,.16),transparent 62%),
    radial-gradient(760px 460px at 92% 100%,rgba(30,42,158,.5),transparent 60%);
}
.hero__grid{position:relative;z-index:2;display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(30px,4.5vw,64px);align-items:center;padding:clamp(48px,6.5vw,92px) 0}
.hero h1{
  color:#fff;font-size:clamp(34px,5.4vw,63px);font-weight:400;line-height:1.06;letter-spacing:-.026em;margin-bottom:.42em
}
.hero h1 em{font-style:italic;color:var(--pista)}
.hero__sub{font-size:clamp(16px,1.9vw,19.5px);color:#AEB7DE;max-width:52ch;margin-bottom:1.7em}
.hero__chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px}
.chip{
  display:inline-flex;align-items:center;gap:7px;padding:6px 12px;border-radius:999px;
  border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.05);
  font-family:var(--mono);font-size:11px;letter-spacing:.06em;color:#D8DDF5;text-transform:uppercase
}
.chip .dot{width:6px;height:6px;border-radius:50%;background:var(--pista)}
.hero__stats{display:flex;gap:clamp(18px,3vw,40px);margin-top:38px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14);flex-wrap:wrap}
.hero__stats div{min-width:96px}
.hero__stats b{display:block;font-family:var(--display);font-size:clamp(24px,3.4vw,34px);color:#fff;font-weight:500;line-height:1}
.hero__stats span{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:#8F98C6}

.hero__media{position:relative;aspect-ratio:4/4.4;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.hero__media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity 1.3s ease,transform 8s linear;transform:scale(1.06)}
.hero__media img.is-on{opacity:1;transform:scale(1)}
.hero__badge{
  position:absolute;left:-14px;bottom:26px;z-index:3;background:var(--pista);color:var(--navy-900);
  padding:14px 18px;border-radius:var(--r);box-shadow:var(--shadow);max-width:230px
}
.hero__badge b{display:block;font-family:var(--mono);font-size:15px;letter-spacing:.05em}
.hero__badge span{font-size:12.5px;line-height:1.35;display:block;margin-top:2px;font-weight:500}

/* ---------- Marquee credential strip ---------- */
.credstrip{background:var(--pista);color:var(--navy-900);overflow:hidden;padding:11px 0}
.credstrip__track{display:inline-flex;white-space:nowrap;animation:marquee 34s linear infinite}
.credstrip span{
  padding:0 26px;font-family:var(--mono);font-size:11.5px;font-weight:500;
  letter-spacing:.16em;text-transform:uppercase;display:inline-flex;align-items:center;gap:26px
}
.credstrip span::after{content:"◆";font-size:8px;opacity:.55}

/* ---------- Cards ---------- */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}

.card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:26px;display:flex;flex-direction:column;position:relative;overflow:hidden;
  transition:transform .22s ease,box-shadow .25s ease,border-color .22s ease
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#CBD3C2}
.card h3{font-size:20px;font-weight:600;margin-bottom:.4em;font-family:var(--sans);letter-spacing:-.01em}
.card p{font-size:14.8px;color:var(--muted);margin-bottom:1.1em}
.card .tlink{margin-top:auto}
.card__tag{
  position:absolute;top:0;right:0;background:var(--pista-100);color:var(--pista-700);
  font-family:var(--mono);font-size:10px;letter-spacing:.12em;text-transform:uppercase;
  padding:5px 11px;border-bottom-left-radius:var(--r)
}
.card__ico{
  width:46px;height:46px;border-radius:11px;background:var(--navy-050);color:var(--navy);
  display:grid;place-items:center;margin-bottom:16px;flex:none
}
.card__ico svg{width:23px;height:23px;stroke-width:1.6}
.card--green .card__ico{background:var(--pista-100);color:var(--pista-700)}

/* service/product card with image */
.pcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:transform .22s ease,box-shadow .25s ease}
.pcard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.pcard__img{aspect-ratio:16/10;overflow:hidden;background:var(--navy-050)}
.pcard__img img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.pcard:hover .pcard__img img{transform:scale(1.05)}
.pcard__body{padding:22px 24px 24px;display:flex;flex-direction:column;flex:1}
.pcard__body h3{font-family:var(--sans);font-size:19px;font-weight:600;margin-bottom:.35em}
.pcard__body p{font-size:14.6px;color:var(--muted);margin-bottom:1.1em}
.pcard__actions{margin-top:auto;display:flex;flex-wrap:wrap;gap:10px;align-items:center}

/* Stat tiles */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.stats div{background:var(--surface);padding:26px 20px;text-align:center}
.stats b{display:block;font-family:var(--display);font-size:clamp(28px,4vw,42px);color:var(--navy);font-weight:500;line-height:1}
.stats span{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);display:block;margin-top:8px}

/* Split media block */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,4.5vw,64px);align-items:center}
.split--rev .split__media{order:2}
.split__media{position:relative;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow)}
.split__media img{width:100%;aspect-ratio:5/4;object-fit:cover}
.split__note{
  position:absolute;right:16px;bottom:16px;background:rgba(5,8,43,.9);color:#fff;
  border-radius:var(--r-sm);padding:12px 16px;max-width:230px;backdrop-filter:blur(6px)
}
.split__note b{font-family:var(--display);font-size:26px;display:block;line-height:1;color:var(--pista)}
.split__note span{font-size:12px;color:#C4CBEC;line-height:1.35;display:block;margin-top:3px}

/* Process steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:2px solid var(--line)}
.steps__item{padding:28px 24px 8px;border-right:1px solid var(--line);position:relative}
.steps__item:last-child{border-right:0}
.steps__item::before{content:"";position:absolute;top:-2px;left:0;width:0;height:2px;background:var(--pista);transition:width .5s ease}
.steps__item:hover::before{width:100%}
.steps__n{font-family:var(--mono);font-size:11px;letter-spacing:.16em;color:var(--pista-700);display:block;margin-bottom:12px}
.steps__item h3{font-family:var(--sans);font-size:18px;font-weight:600;margin-bottom:.4em}
.steps__item p{font-size:14.4px;color:var(--muted)}

/* Testimonials */
.quote-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:28px;display:flex;flex-direction:column}
.stars{color:var(--pista-600);font-size:14px;letter-spacing:3px;margin-bottom:14px}
.quote-card blockquote{margin:0 0 20px;font-family:var(--display);font-size:18px;line-height:1.5;color:var(--ink);font-weight:400}
.quote-card figcaption{margin-top:auto;display:flex;align-items:center;gap:12px}
.avatar{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:14px;font-weight:600;flex:none;font-family:var(--mono)}
.quote-card cite{font-style:normal;font-weight:600;color:var(--ink);font-size:14.5px;display:block}
.quote-card figcaption small{color:var(--muted);font-size:12.5px}

/* News tape */
.newstape{background:var(--navy-800);border-block:1px solid rgba(255,255,255,.1);display:flex;align-items:stretch;overflow:hidden}
.newstape__label{
  flex:none;display:flex;align-items:center;gap:8px;padding:12px 16px;background:var(--pista);color:var(--navy-900);
  font-family:var(--mono);font-size:11px;font-weight:500;letter-spacing:.13em;text-transform:uppercase;white-space:nowrap
}
.newstape__vp{flex:1;overflow:hidden;display:flex;align-items:center}
.newstape__track{display:inline-flex;white-space:nowrap;animation:marquee 62s linear infinite}
.newstape__vp:hover .newstape__track{animation-play-state:paused}
.newstape__track a,.newstape__track span.item{
  padding:0 26px;font-size:13.5px;color:#D3D9F4;display:inline-flex;align-items:center;gap:10px
}
.newstape__track a:hover{color:var(--pista)}
.newstape__track .t{font-family:var(--mono);font-size:10.5px;color:var(--pista);letter-spacing:.08em}

/* Video block */
.videobox{position:relative;border-radius:var(--r-lg);overflow:hidden;background:var(--navy-900);aspect-ratio:16/9;box-shadow:var(--shadow-lg)}
.videobox iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.videobox__poster{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.5}
.videobox__play{
  position:absolute;inset:0;display:grid;place-items:center;background:none;border:0;cursor:pointer;z-index:3
}
.videobox__play i{
  width:78px;height:78px;border-radius:50%;background:var(--pista);color:var(--navy-900);
  display:grid;place-items:center;box-shadow:0 0 0 0 rgba(147,197,114,.55);animation:ring 2.4s infinite
}
.videobox__play svg{width:28px;height:28px;margin-left:4px}
@keyframes ring{0%{box-shadow:0 0 0 0 rgba(147,197,114,.5)}70%{box-shadow:0 0 0 26px rgba(147,197,114,0)}100%{box-shadow:0 0 0 0 rgba(147,197,114,0)}}

/* ---------- Page hero (inner) ---------- */
.phero{position:relative;background:var(--navy-900);color:#C6CDEB;overflow:hidden;padding:clamp(40px,5vw,70px) 0 clamp(40px,5vw,66px)}
.phero::before{
  content:"";position:absolute;inset:0;opacity:.26;
  background-size:cover;background-position:center;filter:grayscale(.3)
}
.phero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(5,8,43,.95) 30%,rgba(5,8,43,.62))}
.phero>*{position:relative;z-index:2}
.phero h1{color:#fff;font-size:clamp(30px,4.6vw,52px);font-weight:400;letter-spacing:-.022em;margin-bottom:.35em;max-width:20ch}
.phero p{color:#AEB7DE;max-width:62ch;font-size:clamp(15.5px,1.7vw,18px);margin-bottom:0}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:#8992C2;margin-bottom:18px}
.crumbs a{color:#B9C1E8}
.crumbs a:hover{color:var(--pista)}
.crumbs .sepx{opacity:.5}

/* ---------- Prose (policies) ---------- */
.prose{max-width:840px}
.prose h2{font-size:clamp(22px,2.6vw,30px);margin-top:2.1em;font-weight:500}
.prose h2:first-child{margin-top:0}
.prose h3{font-family:var(--sans);font-size:18px;font-weight:600;margin-top:1.7em}
.prose p,.prose li{font-size:16px;color:var(--body)}
.prose li::marker{color:var(--pista-600)}
.prose a{text-decoration:underline;text-underline-offset:2px}
.toc{background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--pista);border-radius:var(--r-sm);padding:20px 24px;margin-bottom:34px}
.toc h4{font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.toc ol{margin:0;padding-left:1.2em;columns:2;column-gap:26px}
.toc li{font-size:14.4px;break-inside:avoid}

/* Callouts */
.note{border-radius:var(--r-sm);padding:16px 20px;font-size:14.5px;margin:0 0 20px;border:1px solid}
.note p:last-child{margin-bottom:0}
.note--info{background:var(--navy-050);border-color:#CBD2F0;color:#2A3161}
.note--warn{background:#FFF7E8;border-color:#F3DFB4;color:#6D4E05}
.note--green{background:var(--pista-050);border-color:#CFE4BC;color:#3E5B27}
.note b{color:inherit}

/* Definition rows */
.deflist{border-top:1px solid var(--line)}
.deflist>div{display:grid;grid-template-columns:220px 1fr;gap:20px;padding:15px 0;border-bottom:1px solid var(--line)}
.deflist dt{font-weight:600;color:var(--ink);font-size:14.5px;margin:0}
.deflist dd{margin:0;font-size:15px;color:var(--body)}

/* Accordion (FAQ) */
.faq{border-top:1px solid var(--line)}
.faq__item{border-bottom:1px solid var(--line)}
.faq__q{
  width:100%;background:none;border:0;cursor:pointer;text-align:left;display:flex;
  align-items:center;justify-content:space-between;gap:18px;padding:19px 4px;
  font-size:16.5px;font-weight:600;color:var(--ink);font-family:var(--sans)
}
.faq__q:hover{color:var(--navy)}
.faq__q i{flex:none;width:24px;height:24px;border-radius:50%;background:var(--pista-100);color:var(--pista-700);display:grid;place-items:center;font-style:normal;font-size:17px;line-height:1;transition:transform .25s ease}
.faq__q[aria-expanded="true"] i{transform:rotate(45deg);background:var(--navy);color:#fff}
.faq__a{display:none;padding:0 4px 20px;max-width:80ch}
.faq__a.is-open{display:block}
.faq__a p:last-child{margin-bottom:0}

/* Link grid (investor corner) */
.linkgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.linkgrid a{
  display:flex;align-items:center;gap:12px;padding:16px 18px;background:var(--surface);
  border:1px solid var(--line);border-radius:var(--r-sm);font-size:14.6px;font-weight:500;color:var(--ink);
  transition:border-color .2s,transform .2s,box-shadow .2s
}
.linkgrid a:hover{border-color:var(--pista);transform:translateY(-2px);box-shadow:var(--shadow-sm);color:var(--navy)}
.linkgrid a svg{width:17px;height:17px;flex:none;color:var(--pista-700)}
.linkgrid a .ext{margin-left:auto;opacity:.4;font-size:12px}

/* ---------- Forms ---------- */
.field{margin-bottom:18px}
.field label,.lbl{display:block;font-size:13.5px;font-weight:600;color:var(--ink);margin-bottom:7px}
.field .req{color:var(--down)}
.field small.hint{display:block;font-size:12.5px;color:var(--muted);margin-top:5px;line-height:1.45}
input[type=text],input[type=email],input[type=tel],input[type=number],input[type=date],input[type=password],input[type=url],select,textarea{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--r-sm);
  background:var(--surface);font-size:15px;color:var(--ink);transition:border-color .18s,box-shadow .18s
}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--navy-600);box-shadow:0 0 0 3px rgba(30,42,158,.12)}
input.is-bad,select.is-bad{border-color:var(--down);box-shadow:0 0 0 3px rgba(196,43,43,.1)}
textarea{min-height:130px;resize:vertical}
select{appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8' fill='none' stroke='%236C7389' stroke-width='1.6'><path d='M1 1.5 6 6.5 11 1.5'/></svg>");background-repeat:no-repeat;background-position:right 14px center;background-size:12px;padding-right:38px}
.err{display:none;color:var(--down);font-size:12.5px;margin-top:5px;font-weight:500}
.err.is-on{display:block}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.frow-3{display:grid;grid-template-columns:repeat(3,1fr);gap:0 18px}
.check{display:flex;gap:11px;align-items:flex-start;font-size:14px;color:var(--body);margin-bottom:12px;cursor:pointer}
.check input{width:18px;height:18px;margin:2px 0 0;accent-color:var(--navy);flex:none}
.radio-row{display:flex;flex-wrap:wrap;gap:10px}
.radio-pill{position:relative}
.radio-pill input{position:absolute;opacity:0;width:0;height:0}
.radio-pill span{display:block;padding:9px 16px;border:1.5px solid var(--line);border-radius:999px;font-size:14px;cursor:pointer;transition:.18s;font-weight:500}
.radio-pill input:checked+span{border-color:var(--navy);background:var(--navy);color:#fff}
.radio-pill input:focus-visible+span{outline:3px solid var(--pista-600);outline-offset:2px}

/* File upload */
.drop{
  border:2px dashed #C8D0BF;border-radius:var(--r);background:var(--pista-050);
  padding:22px;text-align:center;cursor:pointer;transition:.2s;position:relative
}
.drop:hover,.drop.is-drag{border-color:var(--pista-600);background:var(--pista-100)}
.drop input[type=file]{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;height:100%}
.drop svg{width:26px;height:26px;color:var(--pista-700);margin:0 auto 8px}
.drop b{display:block;font-size:14.5px;color:var(--ink)}
.drop small{font-size:12.3px;color:var(--muted)}
.drop.has-file{border-style:solid;border-color:var(--pista-600);background:#fff}
.filechip{display:flex;align-items:center;gap:9px;margin-top:10px;font-size:13px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-sm);padding:8px 10px;text-align:left}
.filechip .nm{flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-weight:500;color:var(--ink)}
.filechip .rm{border:0;background:none;color:var(--down);cursor:pointer;font-size:16px;line-height:1;padding:0 4px}

/* Form section */
.fsec{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(22px,3vw,34px);margin-bottom:22px}
.fsec__head{display:flex;align-items:center;gap:14px;margin-bottom:22px;padding-bottom:16px;border-bottom:1px solid var(--line-soft)}
.fsec__n{width:34px;height:34px;border-radius:9px;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--mono);font-size:14px;flex:none}
.fsec__head h3{margin:0;font-family:var(--sans);font-size:19px;font-weight:600}
.fsec__head p{margin:2px 0 0;font-size:13.4px;color:var(--muted)}

/* Progress */
.pbar{height:6px;background:var(--line);border-radius:99px;overflow:hidden;margin-bottom:6px}
.pbar i{display:block;height:100%;background:linear-gradient(90deg,var(--navy),var(--pista));width:0;transition:width .4s ease}

/* ---------- Login columns ---------- */
.logingrid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;align-items:stretch}
.lcol{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:26px 24px 28px;display:flex;flex-direction:column;transition:.24s;position:relative;overflow:hidden
}
.lcol::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--navy)}
.lcol--green::before{background:var(--pista)}
.lcol:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.lcol__ico{width:48px;height:48px;border-radius:12px;background:var(--navy-050);color:var(--navy);display:grid;place-items:center;margin-bottom:16px}
.lcol--green .lcol__ico{background:var(--pista-100);color:var(--pista-700)}
.lcol h3{font-family:var(--sans);font-size:18.5px;font-weight:600;margin-bottom:.3em}
.lcol>p{font-size:14.2px;color:var(--muted)}
.lcol__parts{display:grid;gap:12px;margin-top:auto;padding-top:16px}
.lpart{border:1px solid var(--line);border-radius:var(--r-sm);padding:14px}
.lpart h4{font-size:14px;font-weight:600;margin-bottom:.3em;font-family:var(--sans)}
.lpart p{font-size:12.8px;color:var(--muted);margin-bottom:.8em}
.lcol .btn{margin-top:auto}

/* ---------- Calculators ---------- */
.calc-tabs{display:flex;gap:8px;overflow-x:auto;padding-bottom:10px;margin-bottom:26px;scrollbar-width:thin;-webkit-overflow-scrolling:touch}
.calc-tab{
  flex:none;padding:10px 17px;border:1.5px solid var(--line);background:var(--surface);border-radius:999px;
  font-size:14px;font-weight:500;cursor:pointer;white-space:nowrap;color:var(--body);transition:.18s
}
.calc-tab:hover{border-color:var(--pista);color:var(--navy)}
.calc-tab.is-on{background:var(--navy);border-color:var(--navy);color:#fff}
.calc-panel{display:none}
.calc-panel.is-on{display:block;animation:fade .35s ease}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.calc{display:grid;grid-template-columns:1.05fr .95fr;gap:0;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.calc__in{padding:clamp(22px,3vw,34px)}
.calc__out{background:var(--navy-900);color:#C4CBEC;padding:clamp(22px,3vw,34px);display:flex;flex-direction:column}
.calc h3{font-family:var(--sans);font-size:20px;font-weight:600;margin-bottom:.25em}
.calc__desc{font-size:14px;color:var(--muted);margin-bottom:22px}
.slider-field{margin-bottom:22px}
.slider-field .top{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:9px}
.slider-field label{font-size:14px;font-weight:600;color:var(--ink)}
.slider-val{display:flex;align-items:center;gap:4px;background:var(--pista-050);border:1px solid #D6E7C6;border-radius:var(--r-sm);padding:4px 10px;font-family:var(--mono);font-size:14px;color:var(--navy);font-weight:500}
.slider-val input{width:98px;border:0;background:none;padding:0;text-align:right;font:inherit;color:inherit}
.slider-val input:focus{outline:0;box-shadow:none}
.slider-val .u{opacity:.65;font-size:12.5px}
input[type=range]{width:100%;height:5px;-webkit-appearance:none;appearance:none;background:var(--line);border-radius:99px;padding:0;border:0}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--navy);border:3px solid #fff;box-shadow:0 1px 6px rgba(11,16,48,.3);cursor:pointer}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--navy);border:3px solid #fff;box-shadow:0 1px 6px rgba(11,16,48,.3);cursor:pointer;border-color:#fff}
.slider-field .ends{display:flex;justify-content:space-between;font-family:var(--mono);font-size:10.5px;color:var(--muted);margin-top:6px}

.calc__out h4{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--pista);margin-bottom:20px}
.donut{display:flex;align-items:center;gap:22px;margin-bottom:24px;flex-wrap:wrap}
.donut svg{width:150px;height:150px;flex:none}
.legend{display:grid;gap:11px;font-size:13.5px;flex:1;min-width:150px}
.legend div{display:flex;align-items:center;gap:9px}
.legend i{width:11px;height:11px;border-radius:3px;flex:none}
.legend b{margin-left:auto;font-family:var(--mono);color:#fff;font-weight:500}
.res-row{display:flex;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:14.5px}
.res-row b{font-family:var(--mono);color:#fff;font-weight:500}
.res-row.total{border-bottom:0;padding-top:16px;margin-top:6px;border-top:2px solid var(--pista)}
.res-row.total span{color:#fff;font-weight:600}
.res-row.total b{color:var(--pista);font-size:20px}
.calc__foot{margin-top:auto;padding-top:22px;font-size:11.8px;color:#8B93C0;line-height:1.5}

/* ---------- Floating actions ---------- */
.floaty{position:fixed;bottom:22px;z-index:850;display:flex;flex-direction:column;gap:12px}
.floaty--left{left:18px}
.floaty--right{right:18px}
.fab{
  width:54px;height:54px;border-radius:50%;display:grid;place-items:center;border:0;cursor:pointer;
  box-shadow:0 6px 20px rgba(11,16,48,.26);transition:transform .2s ease,box-shadow .2s ease;position:relative
}
.fab:hover{transform:scale(1.09)}
.fab svg{width:26px;height:26px}
.fab--wa{background:#25D366;color:#fff}
.fab--call{background:var(--navy);color:#fff}
.fab--top{background:var(--pista);color:var(--navy-900);opacity:0;visibility:hidden;transform:translateY(12px)}
.fab--top.is-on{opacity:1;visibility:visible;transform:none}
.fab__tip{
  position:absolute;left:calc(100% + 12px);top:50%;transform:translateY(-50%) scale(.9);
  background:var(--navy-900);color:#fff;padding:6px 11px;border-radius:var(--r-sm);font-size:12.5px;
  white-space:nowrap;opacity:0;pointer-events:none;transition:.2s
}
.fab:hover .fab__tip{opacity:1;transform:translateY(-50%) scale(1)}
.floaty--right .fab__tip{left:auto;right:calc(100% + 12px)}
.fab--wa::after{
  content:"";position:absolute;inset:-4px;border-radius:50%;border:2px solid #25D366;opacity:.55;animation:halo 2.2s infinite
}
@keyframes halo{0%{transform:scale(1);opacity:.55}70%{transform:scale(1.35);opacity:0}100%{opacity:0}}

/* ---------- Modals ---------- */
.modal{position:fixed;inset:0;z-index:1200;display:none;align-items:center;justify-content:center;padding:18px}
.modal.is-on{display:flex}
.modal__bg{position:absolute;inset:0;background:rgba(5,8,43,.72);backdrop-filter:blur(3px)}
.modal__box{
  position:relative;background:var(--surface);border-radius:var(--r-lg);max-width:620px;width:100%;
  max-height:88vh;display:flex;flex-direction:column;box-shadow:var(--shadow-lg);overflow:hidden;
  animation:pop .34s cubic-bezier(.2,.9,.3,1.2)
}
@keyframes pop{from{opacity:0;transform:translateY(24px) scale(.97)}to{opacity:1;transform:none}}
.modal__head{background:var(--navy-900);color:#fff;padding:22px 26px;display:flex;gap:14px;align-items:flex-start}
.modal__head svg{width:26px;height:26px;color:var(--pista);flex:none;margin-top:2px}
.modal__head h2{color:#fff;font-size:21px;margin:0 0 3px;font-weight:500}
.modal__head p{margin:0;font-size:13.2px;color:#A9B2D8}
.modal__body{padding:24px 26px;overflow-y:auto;font-size:14.5px;line-height:1.62}
.modal__body h4{font-size:14.5px;font-weight:600;margin:18px 0 6px;color:var(--ink);font-family:var(--sans)}
.modal__body h4:first-child{margin-top:0}
.modal__body p{margin-bottom:.85em}
.modal__body ul{padding-left:1.15em;margin-bottom:1em}
.modal__body li{font-size:14px;margin-bottom:.4em}
.modal__foot{padding:18px 26px 22px;border-top:1px solid var(--line);display:flex;gap:12px;flex-wrap:wrap;background:var(--paper)}
.modal__foot .btn{flex:1 1 200px}
.modal__x{position:absolute;top:14px;right:14px;width:34px;height:34px;border-radius:50%;border:0;background:rgba(255,255,255,.15);color:#fff;font-size:19px;line-height:1;cursor:pointer;z-index:4}
.modal__x:hover{background:rgba(255,255,255,.3)}

/* Promo modal variant */
.modal--promo .modal__box{max-width:520px}
.promo__img{width:100%;aspect-ratio:16/9;object-fit:cover}
.promo__body{padding:26px;text-align:center}
.promo__body h2{font-size:26px;margin-bottom:.3em;font-weight:500}
.promo__body p{color:var(--muted);font-size:15px}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900);color:#9DA6D2;font-size:14.4px}
.footer__top{padding:clamp(46px,5.5vw,72px) 0 40px;display:grid;grid-template-columns:1.5fr 1fr 1fr 1.25fr;gap:clamp(24px,3.4vw,48px)}
.site-footer h4{color:#fff;font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px;font-weight:500}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:9px}
.site-footer a{color:#9DA6D2}
.site-footer a:hover{color:var(--pista)}
.footer__brand img{height:58px;margin-bottom:16px;filter:brightness(0) invert(1);opacity:.96}
.footer__brand p{font-size:14.2px;color:#8E97C6;max-width:38ch}
.fcontact{display:grid;gap:12px;margin-top:18px}
.fcontact div{display:flex;gap:11px;align-items:flex-start;font-size:14px}
.fcontact svg{width:16px;height:16px;color:var(--pista);flex:none;margin-top:3px}
.fsocial{display:flex;gap:10px;margin-top:20px}
.fsocial a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.18);display:grid;place-items:center;transition:.2s}
.fsocial a:hover{background:var(--pista);border-color:var(--pista);color:var(--navy-900)}
.fsocial svg{width:17px;height:17px}

.arnbox{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);padding:18px 20px;margin-top:8px}
.arnbox dl{margin:0;display:grid;gap:8px}
.arnbox .row{display:flex;justify-content:space-between;gap:14px;font-size:13.2px;border-bottom:1px dashed rgba(255,255,255,.12);padding-bottom:7px}
.arnbox .row:last-child{border-bottom:0;padding-bottom:0}
.arnbox dt{color:#8E97C6;margin:0}
.arnbox dd{margin:0;color:#fff;font-family:var(--mono);font-size:12.6px;text-align:right}

.footer__disc{border-top:1px solid rgba(255,255,255,.12);padding:28px 0;font-size:12.6px;line-height:1.62;color:#8E97C6}
.footer__disc h5{color:var(--pista);font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;margin:0 0 10px;font-weight:500}
.footer__disc p{margin-bottom:.8em}
.footer__disc p:last-child{margin-bottom:0}
.footer__disc strong{color:#C3CAEC}
.footer__bot{border-top:1px solid rgba(255,255,255,.12);padding:18px 0 24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12.8px}
.footer__bot nav{display:flex;gap:18px;flex-wrap:wrap}

/* Riskometer strip */
.riskstrip{background:#FFF7E8;border-top:3px solid var(--warn);padding:14px 0;font-size:13.2px;color:#6D4E05;text-align:center}
.riskstrip b{color:#5A4104}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(26px,4vw,54px);align-items:start}
.infocard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px;margin-bottom:18px}
.infocard h3{font-family:var(--sans);font-size:17px;font-weight:600;margin-bottom:16px}
.infoline{display:flex;gap:14px;align-items:flex-start;padding:13px 0;border-bottom:1px solid var(--line-soft)}
.infoline:last-child{border-bottom:0;padding-bottom:0}
.infoline svg{width:19px;height:19px;color:var(--pista-700);flex:none;margin-top:3px}
.infoline b{display:block;font-size:12px;font-family:var(--mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:500;margin-bottom:2px}
.infoline span,.infoline a{font-size:15px;color:var(--ink);font-weight:500}
.mapbox{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);aspect-ratio:16/9}
.mapbox iframe{width:100%;height:100%;border:0;display:block}

/* CTA band */
.ctaband{background:var(--navy-900);position:relative;overflow:hidden;text-align:center;padding:clamp(52px,6vw,86px) 0}
.ctaband::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 340px at 50% 0%,rgba(147,197,114,.2),transparent 65%)}
.ctaband>*{position:relative}
.ctaband h2{color:#fff;font-size:clamp(27px,4vw,44px);font-weight:400;margin-bottom:.4em}
.ctaband h2 em{color:var(--pista);font-style:italic}
.ctaband p{color:#A9B2D8;max-width:60ch;margin:0 auto 30px;font-size:17px}

/* Tables */
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;min-width:520px}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);font-size:14.4px}
th{background:var(--navy-050);font-weight:600;color:var(--ink);font-size:12.5px;letter-spacing:.05em;text-transform:uppercase;font-family:var(--mono)}
tbody tr:last-child td{border-bottom:0}
tbody tr:hover{background:var(--pista-050)}

/* Print */
@media print{
  .tapebar,.infobar,.site-header,.floaty,.modal,.newstape,.ctaband{display:none!important}
  body{background:#fff}
}

/* ==========================================================================
   Responsive — tablet
   ========================================================================== */
@media (max-width:1080px){
  .footer__top{grid-template-columns:1fr 1fr;gap:34px}
  .logingrid{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .steps__item{border-bottom:1px solid var(--line)}
  .steps__item:nth-child(2n){border-right:0}
}

@media (max-width:980px){
  :root{--nav-h:66px}
  .menu,.nav__cta .btn--ghost{display:none}
  .burger{display:flex}
  .hero__grid{grid-template-columns:1fr;padding-top:38px}
  .hero__media{aspect-ratio:16/11;order:-1}
  .hero__badge{left:14px;bottom:14px}
  .split{grid-template-columns:1fr}
  .split--rev .split__media{order:-1}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .calc{grid-template-columns:1fr}
  .linkgrid{grid-template-columns:repeat(2,1fr)}
  .contact-grid{grid-template-columns:1fr}
  .infobar__right .hide-md{display:none}
}

@media (max-width:760px){
  body{font-size:16px}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .steps__item{border-right:0}
  .logingrid{grid-template-columns:1fr}
  .linkgrid{grid-template-columns:1fr}
  .footer__top{grid-template-columns:1fr}
  .frow,.frow-3{grid-template-columns:1fr}
  .toc ol{columns:1}
  .deflist>div{grid-template-columns:1fr;gap:4px}
  .brand img{height:42px}
  .tape-note{display:none}
  .infobar__inner{justify-content:center;min-height:auto;padding-block:8px}
  .infobar__left{width:100%;justify-content:center}
  .infobar__right{width:100%;justify-content:center}
  .hero__stats{gap:22px}
  .modal__foot .btn{flex:1 1 100%}
  .floaty{bottom:16px}
  .floaty--left{left:12px}
  .floaty--right{right:12px}
  .fab{width:50px;height:50px}
  .fab svg{width:23px;height:23px}
  .newstape__label{padding:11px 12px;font-size:10px}
  .split__note{right:10px;bottom:10px;padding:10px 13px}
  .footer__bot{flex-direction:column;gap:10px}
}

@media (max-width:420px){
  .hero__stats div{min-width:80px}
  .btn{width:100%}
  .btn-row{flex-direction:column;align-items:stretch}
  .btn-row .btn{width:100%}
  .pcard__actions .btn{width:100%}
}

/* Motion preferences */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
  .tape__track,.credstrip__track,.newstape__track{animation:none}
  .tape,.newstape__vp{overflow-x:auto}
}

/* ==========================================================================
   Live markets — homepage snapshot (index cards + chart + headlines)
   ========================================================================== */
.livedot{
  width:8px;height:8px;border-radius:50%;background:var(--pista-600);
  display:inline-block;margin-right:2px;animation:pulse 1.9s infinite;flex:none
}
.eyebrow .livedot{margin-right:0}

.mkt-grid{
  display:grid;
  grid-template-columns:1fr 1.15fr;
  grid-template-areas:"cards news" "chart news";
  gap:18px;align-items:start
}
.mkt-cards{grid-area:cards;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.mkt-chart{
  grid-area:chart;background:var(--surface);border:1px solid var(--line);
  border-radius:var(--r);overflow:hidden;min-height:260px;padding:8px
}
.mkt-chart__err{padding:26px;color:var(--muted);font-size:14px;text-align:center}
.mkt-news{
  grid-area:news;background:var(--surface);border:1px solid var(--line);
  border-radius:var(--r);padding:22px 24px;height:100%
}

.mkt-card{
  background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--line);
  border-radius:var(--r);padding:16px 18px;transition:border-color .25s ease
}
.mkt-card__nm{
  display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.11em;
  text-transform:uppercase;color:var(--muted);margin-bottom:7px
}
.mkt-card b{
  display:block;font-family:var(--display);font-size:clamp(21px,2.6vw,27px);
  font-weight:500;color:var(--ink);line-height:1.1
}
.mkt-card__chg{display:block;font-family:var(--mono);font-size:12.5px;margin-top:5px;color:var(--muted)}
.mkt-card.up{border-left-color:var(--up)}
.mkt-card.up .mkt-card__chg{color:var(--up)}
.mkt-card.down{border-left-color:var(--down)}
.mkt-card.down .mkt-card__chg{color:var(--down)}
.mkt-card.is-loading b{color:var(--line);animation:shimmer 1.4s ease-in-out infinite}
@keyframes shimmer{0%,100%{opacity:.45}50%{opacity:.85}}

.mkt-news h3{font-family:var(--sans);font-size:16px;font-weight:600;margin-bottom:14px}
.mkt-news ul{list-style:none;padding:0;margin:0 0 16px}
.mkt-news li{
  padding:11px 0;border-bottom:1px solid var(--line-soft);font-size:14.2px;line-height:1.5
}
.mkt-news li:last-child{border-bottom:0}
.mkt-news li .t{
  display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.07em;
  color:var(--pista-700);margin-bottom:3px
}
.mkt-news li a{color:var(--ink)}
.mkt-news li a:hover{color:var(--navy)}
.mkt-news li.is-loading{color:var(--muted);font-style:italic}
.mkt-news__src{font-size:11.8px;color:var(--muted);margin:0;line-height:1.5}
.mkt-note{
  font-size:12.3px;color:var(--muted);margin:22px 0 0;max-width:90ch;line-height:1.55
}

/* Ticker: the loading pill before quotes arrive */
.quote.is-loading{color:#8B93C0}
.quote .chg.flat{color:#9AA2CC}

/* Skip link */
.skip{
  position:absolute;left:-9999px;top:0;z-index:2000;background:var(--navy);color:#fff;
  padding:12px 18px;border-radius:0 0 var(--r-sm) 0;font-size:14px;font-weight:600
}
.skip:focus{left:0;color:#fff}

@media (max-width:1080px){
  .mkt-grid{grid-template-columns:1fr;grid-template-areas:"cards" "chart" "news"}
  .mkt-news{height:auto}
}
@media (max-width:520px){
  .mkt-cards{grid-template-columns:1fr}
}

/* ==========================================================================
   Mobile: hide the contact / quick-link bar entirely
   ========================================================================== */
@media (max-width:760px){
  .infobar{display:none}
}



/* ==========================================================================
   MONEY PATHSHALA — "DEMO 12" SKIN LAYER
   Bright & alive: warm-white canvas, indigo depth, amber/raspberry/teal pops.
   Sora headings + Outfit body. Loaded after the component layer.
   ========================================================================== */

:root{
  --d-ink:#1E1B4B; --d-pine:#312E81; --d-pine2:#4338CA;
  --d-paper:#F3F2FF; --d-cream:#FFFDF8;
  --d-gold:#F59E0B; --d-gold-d:#EA580C; --d-gold-l:#FCD34D;
  --d-red:#EF476F; --d-violet:#8B5CF6; --d-teal:#06B6A4; --d-green:#10B981;
  --grad-hot:linear-gradient(120deg,#F59E0B,#EF476F 70%);
  --grad-cool:linear-gradient(120deg,#4338CA,#8B5CF6);
  --grad-tri:linear-gradient(100deg,#EF476F,#8B5CF6 45%,#06B6A4);
  --rb:999px;
}

body{background:var(--d-cream);font-family:"Outfit",system-ui,sans-serif;font-weight:300;color:#27235C;font-size:16.5px;line-height:1.65}
h1,h2,h3,h4,h5{font-family:"Sora",system-ui,sans-serif;font-weight:700;letter-spacing:-.015em;color:var(--d-ink)}
a{color:var(--d-pine2)}
a:hover{color:var(--d-gold-d)}
::selection{background:var(--d-gold);color:var(--d-ink)}
:focus-visible{outline:3px solid var(--d-violet);outline-offset:2px}

/* ---------- Section rhythm + ambient blobs ---------- */
.section{position:relative;overflow:clip}
.section--paper{background:var(--d-paper)}
.section--white{background:#fff}
.section--mint{background:linear-gradient(160deg,#FFFBEB,#FEF2F6 60%,#ECFEFF)}
.section--navy{background:linear-gradient(115deg,#1E1B4B,#4338CA 38%,#0F766E 78%,#312E81);background-size:280% 280%;animation:bgshift 16s ease infinite;color:#EEF0FF}
@keyframes bgshift{0%,100%{background-position:0% 50%}50%{background-position:100% 50%}}
.section:not(.section--navy)::before{
  content:"";position:absolute;width:520px;height:520px;border-radius:50%;top:-170px;right:-160px;
  pointer-events:none;background:radial-gradient(circle,rgba(139,92,246,.13),transparent 66%);
  animation:blob 15s ease-in-out infinite alternate;z-index:0}
.section--paper::before{left:-170px;right:auto;background:radial-gradient(circle,rgba(6,182,164,.15),transparent 66%)}
.section--mint::before{background:radial-gradient(circle,rgba(245,158,11,.16),transparent 66%)}
@keyframes blob{to{transform:translateY(70px) scale(1.18)}}
.section>.wrap{position:relative;z-index:2}

/* ---------- Type ---------- */
.eyebrow{
  font-family:"Outfit",system-ui,sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.3em;
  background:linear-gradient(90deg,var(--d-red),var(--d-violet));-webkit-background-clip:text;background-clip:text;color:transparent}
.eyebrow::before{width:34px;height:2px;border-radius:2px;background:linear-gradient(90deg,var(--d-red),var(--d-violet))}
.section--navy .eyebrow{background:linear-gradient(90deg,#FDBA74,#5EEAD4);-webkit-background-clip:text;background-clip:text;color:transparent}
.section--navy .eyebrow::before{background:linear-gradient(90deg,#FDBA74,#5EEAD4)}
.s-head h2,.phero h1{font-weight:700}
.s-head h2 em,.phero h1 em,h2 em{
  font-style:normal;background:var(--grad-tri);-webkit-background-clip:text;background-clip:text;color:transparent !important}
.section--navy .s-head h2 em{background:linear-gradient(100deg,#FF8FA9,#FCD34D 50%,#5EEAD4);-webkit-background-clip:text;background-clip:text;color:transparent !important}
.s-head.center h2{position:relative;padding-bottom:1.05rem}
.s-head.center h2::after{content:"";position:absolute;left:50%;bottom:0;transform:translateX(-50%) scaleX(0);
  width:110px;height:3px;border-radius:3px;background:linear-gradient(90deg,var(--d-red),var(--d-gold),var(--d-teal));transition:transform 1.1s .3s}
.s-head.center.is-in h2::after,.is-in .s-head.center h2::after{transform:translateX(-50%) scaleX(1)}
.lede{color:#3B3670}
.section--navy p{color:rgba(238,240,255,.8)}
.section--navy .s-head p{color:rgba(238,240,255,.75)}

/* ---------- Buttons: bright pills with shine ---------- */
.btn{
  border-radius:var(--rb);padding:.95rem 1.85rem;font-size:.78rem;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;border:1.5px solid transparent;position:relative;overflow:hidden;
  background:var(--grad-cool);color:#fff;
  transition:transform .45s,box-shadow .45s,background .5s,color .4s,border-color .4s}
.btn::after{content:"";position:absolute;top:0;left:-90%;width:45%;height:100%;
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.55),transparent);
  transform:skewX(-22deg);transition:left .95s ease;pointer-events:none}
.btn:hover::after{left:150%}
.btn:hover{transform:translateY(-3px) scale(1.015);color:#fff;box-shadow:0 18px 40px -16px rgba(67,56,202,.55)}
.btn svg{transition:transform .3s}
.btn:hover svg{transform:translateX(4px)}
.btn--green{background:var(--grad-hot);color:#fff;border-color:transparent;box-shadow:0 12px 28px -12px rgba(239,71,111,.55)}
.btn--green:hover{color:#fff;box-shadow:0 20px 44px -14px rgba(239,71,111,.6)}
.btn--ghost{background:transparent;color:var(--d-pine2);border-color:var(--d-pine2)}
.btn--ghost:hover{background:var(--grad-cool);border-color:transparent;color:#fff}
.btn--onnavy{background:transparent;border-color:rgba(255,255,255,.55);color:#fff;backdrop-filter:blur(3px)}
.btn--onnavy:hover{background:transparent;border-color:var(--d-gold-l);color:var(--d-gold-l)}
.btn--sm{padding:.68em 1.25em;font-size:.7rem}
.btn--lg{padding:1.05em 2.1em;font-size:.82rem}
.tlink{color:var(--d-pine2);font-weight:600;letter-spacing:.02em}
.tlink:hover{color:var(--d-gold-d)}

/* ---------- Top rails ---------- */
.tapebar{background:linear-gradient(100deg,#15123C,#241F63)}
.tape-label{background:var(--grad-hot);color:#fff}
.tape-label .dot{background:#fff}
.quote .chg.up{color:#6EE7B7}
.quote .chg.down{color:#FDA4AF}
.infobar{background:linear-gradient(100deg,var(--d-ink),var(--d-pine2) 62%,#6D28D9);color:rgba(238,240,255,.9)}
.infobar a{color:rgba(238,240,255,.92)}
.infobar a:hover{color:var(--d-gold-l)}
.infobar .arn{color:var(--d-gold-l);font-family:"Outfit",sans-serif;letter-spacing:.14em;text-transform:uppercase;font-size:11px}

/* ---------- Header ---------- */
.site-header{background:rgba(255,253,248,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(30,27,75,.12)}
.brand{gap:.7rem}
.brand img{height:46px}
.brand__txt{display:flex;flex-direction:column;line-height:1.05}
.brand__txt b{font-family:"Sora",sans-serif;font-size:1.22rem;font-weight:700;color:var(--d-ink);letter-spacing:-.02em}
.brand__txt b i{font-style:normal;background:linear-gradient(100deg,var(--d-red),var(--d-violet));-webkit-background-clip:text;background-clip:text;color:transparent}
.brand__txt small{font-size:9.5px;letter-spacing:.24em;text-transform:uppercase;color:#7A75AD;font-weight:500}
.menu>li>a{font-size:.76rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(35,30,90,.72);padding:10px 11px}
.menu>li>a:hover,.menu>li.is-open>a{background:transparent;color:var(--d-ink)}
.menu>li>a::after{content:"";position:absolute;left:11px;bottom:2px;width:0;height:2.5px;border-radius:3px;
  background:linear-gradient(90deg,var(--d-red),var(--d-violet));transition:width .32s}
.menu>li:hover>a::after,.menu>li.active>a::after,.menu>li.is-open>a::after{width:calc(100% - 22px)}
.menu>li.active>a{color:var(--d-ink)}
.submenu{border-radius:16px;border-color:rgba(30,27,75,.1);box-shadow:0 26px 60px -26px rgba(49,46,129,.4);overflow:hidden}
.submenu a:hover{background:var(--d-paper);color:var(--d-pine2)}
.burger span{background:var(--d-ink)}

/* ---------- HERO SLIDER (demo 12) ---------- */
.hero-slider{position:relative;height:min(88vh,830px);min-height:560px;overflow:hidden;background:var(--d-ink);color:#fff}
.hero-slider .slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity 1.05s ease,visibility 1.05s}
.hero-slider .slide.active{opacity:1;visibility:visible;z-index:2}
.slide-bg{position:absolute;inset:0;background-size:cover;background-position:center}
.slide.active .slide-bg{animation:kenburns 9.5s ease-out forwards}
@keyframes kenburns{from{transform:scale(1.02)}to{transform:scale(1.14)}}
.hero-slider .slide::after{content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(30,27,75,.94) 0%,rgba(67,56,202,.6) 46%,rgba(6,182,164,.12) 100%)}
.hero-slider .slide::before{content:"";position:absolute;z-index:1;inset:-40% -20%;pointer-events:none;
  background:radial-gradient(ellipse at 18% 82%,rgba(239,71,111,.3),transparent 55%),
             radial-gradient(ellipse at 85% 15%,rgba(245,158,11,.26),transparent 50%);
  animation:aurora 12s ease-in-out infinite alternate}
@keyframes aurora{to{transform:translate(4%,6%) scale(1.12)}}
.slide-inner{position:relative;z-index:3;height:100%;display:flex;align-items:center}
.slide-copy{max-width:680px}
.slide-copy .eyebrow{background:linear-gradient(90deg,#FDBA74,#FF8FA9);-webkit-background-clip:text;background-clip:text;color:transparent}
.slide-copy .eyebrow::before{background:linear-gradient(90deg,#FDBA74,#FF8FA9)}
.slide-copy h1,.slide-copy h2{margin:1.2rem 0 1.3rem;color:#fff;font-size:clamp(2.2rem,4.7vw,4rem);line-height:1.1}
.slide-copy h1 em,.slide-copy h2 em{font-style:normal;background:linear-gradient(100deg,#FF8FA9,#FCD34D 50%,#5EEAD4);-webkit-background-clip:text;background-clip:text;color:transparent}
.slide-copy p{font-size:1.08rem;color:rgba(240,242,255,.88);max-width:54ch;margin-bottom:2rem}
.slide-copy .eyebrow,.slide-copy h1,.slide-copy h2,.slide-copy p,.slide-copy .btn-row{opacity:0;transform:translateY(28px)}
.slide.active .slide-copy>*{animation:rise 1.15s cubic-bezier(.2,.7,.2,1) forwards}
.slide.active .slide-copy>*:nth-child(2){animation-delay:.22s}
.slide.active .slide-copy>*:nth-child(3){animation-delay:.44s}
.slide.active .slide-copy>*:nth-child(4){animation-delay:.62s}
@keyframes rise{to{opacity:1;transform:none}}
.hero-nav{position:absolute;z-index:6;right:clamp(18px,4vw,52px);bottom:clamp(90px,12vh,132px);display:flex;gap:10px}
.hero-nav button{width:48px;height:48px;border-radius:50%;border:1.5px solid rgba(255,255,255,.45);
  background:rgba(255,255,255,.08);color:#fff;display:grid;place-items:center;cursor:pointer;
  backdrop-filter:blur(6px);transition:.3s;font-size:1.05rem}
.hero-nav button:hover{background:var(--d-gold);border-color:var(--d-gold);color:var(--d-ink);transform:scale(1.08)}
.hero-dots{position:absolute;z-index:6;left:50%;transform:translateX(-50%);bottom:clamp(24px,4vh,40px);display:flex;gap:9px}
.hero-dots button{width:9px;height:9px;border-radius:50%;border:0;cursor:pointer;background:rgba(255,255,255,.4);transition:.3s;padding:0}
.hero-dots button.on{width:34px;border-radius:5px;background:var(--d-gold)}
.hero-scroll{position:absolute;z-index:6;left:clamp(18px,4vw,52px);bottom:clamp(24px,4vh,40px);
  font-size:.66rem;letter-spacing:.32em;text-transform:uppercase;color:rgba(255,255,255,.6);
  writing-mode:vertical-rl;animation:bob 2.4s ease-in-out infinite}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(10px)}}
@media(max-width:720px){
  .hero-slider{height:auto;min-height:0;padding:0}
  .hero-slider .slide{position:relative;inset:auto;opacity:1;visibility:visible;display:none}
  .hero-slider .slide.active{display:block}
  .slide-inner{padding:78px 0 96px}
  .hero-nav{bottom:auto;top:14px;right:14px}
  .hero-nav button{width:40px;height:40px}
  .hero-scroll{display:none}
}

/* ---------- Marquee credential strip ---------- */
.credstrip{background:linear-gradient(100deg,var(--d-ink),var(--d-pine2) 60%,#6D28D9);color:#fff;overflow:hidden;padding:.85rem 0}
.credstrip__track span{font-size:.72rem;font-weight:600;letter-spacing:.24em;text-transform:uppercase;color:rgba(255,255,255,.86)}
.credstrip__track span::after{content:"◆";margin:0 1.4rem;color:var(--d-gold-l);font-size:.55rem;vertical-align:middle}

/* ---------- AMC partner slider ---------- */
.amc-slider{background:#fff;border-block:1px solid rgba(30,27,75,.1);padding:2.2rem 0;overflow:hidden}
.amc-head{text-align:center;font-size:.72rem;letter-spacing:.26em;text-transform:uppercase;color:#8A85BA;margin-bottom:1.4rem;font-weight:600}
.amc-track{display:flex;gap:2.6rem;width:max-content;animation:amcroll 34s linear infinite}
.amc-slider:hover .amc-track{animation-play-state:paused}
@keyframes amcroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.amc{display:inline-flex;align-items:center;gap:.6rem;font-size:.92rem;font-weight:500;color:#4A4585;white-space:nowrap}
.amc i{width:32px;height:32px;border-radius:10px;display:grid;place-items:center;font-style:normal;
  font-weight:700;font-size:.85rem;color:#fff;background:var(--b,#4338CA)}

/* ---------- Page hero ---------- */
.phero{position:relative;background:var(--d-ink);color:#fff;padding:clamp(64px,9vw,120px) 0 clamp(52px,7vw,92px);overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background-size:cover;background-position:center;opacity:.42;filter:saturate(.9)}
.phero::after{content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(30,27,75,.94),rgba(67,56,202,.7) 55%,rgba(6,182,164,.2))}
.phero .wrap{position:relative;z-index:3}
.phero h1{color:#fff;font-size:clamp(2rem,4.4vw,3.4rem);margin:1rem 0 .8rem}
.phero h1 em{background:linear-gradient(100deg,#FF8FA9,#FCD34D 50%,#5EEAD4);-webkit-background-clip:text;background-clip:text;color:transparent}
.phero p{color:rgba(238,240,255,.86);max-width:62ch;font-size:1.05rem;margin:0}
.crumbs{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:rgba(238,240,255,.68)}
.crumbs a{color:var(--d-gold-l)}
.crumbs a:hover{color:#fff}
.crumbs .sepx{margin:0 .6rem;opacity:.5}

/* ---------- Cards ---------- */
.card{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:18px;box-shadow:0 18px 44px -30px rgba(49,46,129,.5);
  transition:transform .4s,box-shadow .4s,border-color .4s;position:relative;overflow:hidden}
.card::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--grad-tri);transform:scaleX(0);transform-origin:left;transition:transform .45s}
.card:hover{transform:translateY(-6px);border-color:transparent;box-shadow:0 30px 60px -28px rgba(49,46,129,.45)}
.card:hover::before{transform:scaleX(1)}
.card__ico{background:linear-gradient(135deg,var(--d-violet),var(--d-pine2));color:#fff;border-radius:14px;
  box-shadow:0 10px 22px -10px rgba(139,92,246,.65)}
.card:hover .card__ico{transform:rotate(-8deg) scale(1.06)}
.card__tag{background:var(--grad-hot);color:#fff;border:0;border-radius:var(--rb);letter-spacing:.14em;text-transform:uppercase;font-size:10px;font-weight:600;padding:.34em .9em}
.card--green{background:linear-gradient(165deg,#FFFBEB,#fff)}
.card h3{font-size:1.08rem}
.pcard{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;overflow:hidden;
  box-shadow:0 18px 44px -30px rgba(49,46,129,.5);transition:transform .4s,box-shadow .4s}
.pcard:hover{transform:translateY(-6px);box-shadow:0 32px 64px -28px rgba(49,46,129,.45)}
.pcard__img img{transition:transform .9s ease}
.pcard:hover .pcard__img img{transform:scale(1.07)}

/* ---------- Steps ---------- */
.steps__item{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:18px;transition:.4s}
.steps__item:hover{transform:translateY(-5px);box-shadow:0 26px 54px -30px rgba(49,46,129,.5)}
.steps__n{background:var(--grad-hot);-webkit-background-clip:text;background-clip:text;color:transparent;font-weight:700;letter-spacing:.18em}
.section--navy .steps__item{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16)}

/* ---------- Split ---------- */
.split__media img{border-radius:20px;box-shadow:0 30px 70px -34px rgba(49,46,129,.6)}
.split__media{position:relative}
.split__note{background:var(--grad-cool);color:#fff;border:0;border-radius:16px;box-shadow:0 18px 40px -18px rgba(67,56,202,.6)}
.split__note b{color:var(--d-gold-l)}

/* ---------- Quotes / testimonials ---------- */
.quote-card{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;box-shadow:0 18px 44px -30px rgba(49,46,129,.5);transition:.4s}
.quote-card:hover{transform:translateY(-5px)}
.quote-card .stars{color:var(--d-gold)}
.quote-card .avatar{background:var(--grad-cool);color:#fff}

/* ---------- Notes ---------- */
.note{border-radius:16px}
.note--warn{background:#FFFBEB;border-color:#FCD34D}
.note--info{background:#EEF2FF;border-color:#C7D2FE}
.note--green{background:#ECFDF5;border-color:#6EE7B7}

/* ---------- FAQ ---------- */
.faq__item{border-radius:14px;border:1px solid rgba(30,27,75,.1);background:#fff;margin-bottom:12px;overflow:hidden}
.faq__q{font-family:"Sora",sans-serif;font-weight:600;color:var(--d-ink)}
.faq__q i{background:var(--grad-hot);-webkit-background-clip:text;background-clip:text;color:transparent;font-weight:700}

/* ---------- Link grid ---------- */
.linkgrid a{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:14px;transition:.3s;color:#332E6B}
.linkgrid a:hover{border-color:transparent;transform:translateY(-3px);color:var(--d-pine2);
  box-shadow:0 20px 44px -26px rgba(49,46,129,.55)}
.linkgrid a>svg:first-child{color:var(--d-violet)}

/* ---------- Login grid ---------- */
.lcol{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;box-shadow:0 18px 44px -30px rgba(49,46,129,.5)}
.lcol__ico{background:linear-gradient(135deg,var(--d-violet),var(--d-pine2));color:#fff;border-radius:14px}
.lcol--green{background:linear-gradient(165deg,#FFFBEB,#fff)}
.lcol--green .lcol__ico{background:var(--grad-hot)}
.lpart{background:var(--d-paper);border:1px solid rgba(30,27,75,.08);border-radius:14px}

/* ---------- CTA band ---------- */
.ctaband{position:relative;background:linear-gradient(115deg,#1E1B4B,#4338CA 40%,#0F766E 80%);color:#fff;
  padding:clamp(56px,7vw,92px) 0;overflow:hidden;text-align:center}
.ctaband::before{content:"";position:absolute;inset:-30%;pointer-events:none;
  background:radial-gradient(ellipse at 20% 80%,rgba(239,71,111,.3),transparent 55%),
             radial-gradient(ellipse at 80% 20%,rgba(245,158,11,.28),transparent 52%);
  animation:aurora 13s ease-in-out infinite alternate}
.ctaband .wrap{position:relative;z-index:2}
.ctaband h2{color:#fff;font-size:clamp(1.8rem,3.4vw,2.8rem)}
.ctaband p{color:rgba(238,240,255,.85);max-width:60ch;margin-inline:auto}

/* ---------- Risk strip ---------- */
.riskstrip{background:#15123C;color:rgba(238,240,255,.72);font-size:12.5px;padding:16px 0}
.riskstrip b{color:var(--d-gold-l)}

/* ---------- Footer ---------- */
.site-footer{background:linear-gradient(150deg,#15123C,#241F63 55%,#0F766E 120%);color:rgba(238,240,255,.76)}
.site-footer h4{color:#fff;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;font-family:"Outfit",sans-serif;font-weight:600}
.site-footer h4::after{content:"";display:block;width:34px;height:2px;margin-top:.7rem;border-radius:2px;background:var(--grad-hot)}
.site-footer a{color:rgba(238,240,255,.76)}
.site-footer a:hover{color:var(--d-gold-l)}
.footer__brand p{color:rgba(238,240,255,.68)}
.fsocial a{border:1px solid rgba(255,255,255,.22);border-radius:50%;width:38px;height:38px;display:grid;place-items:center;transition:.3s}
.fsocial a:hover{background:var(--grad-hot);border-color:transparent;color:#fff;transform:translateY(-3px)}
.arnbox{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px}
.arnbox dt{color:rgba(238,240,255,.6)}
.arnbox dd{color:var(--d-gold-l)}
.footer__disc{border-top:1px solid rgba(255,255,255,.12);color:rgba(238,240,255,.6)}
.footer__disc h5{color:#fff}
.footer__bot{border-top:1px solid rgba(255,255,255,.12)}
.dummy-note{background:var(--grad-hot);color:#fff;text-align:center;padding:12px 18px;font-size:13.5px;font-weight:500;letter-spacing:.02em}
.dummy-note b{color:#FFF7E6}

/* ---------- Floating actions ---------- */
.fab{border-radius:50%;box-shadow:0 14px 34px -12px rgba(49,46,129,.6)}
.fab--wa{background:#25D366;color:#fff}
.fab--call{background:var(--grad-cool);color:#fff}
.fab--top{background:var(--grad-hot);color:#fff;border:0}

/* ---------- Modals ---------- */
.modal__box{border-radius:22px;overflow:hidden;border:1px solid rgba(30,27,75,.1)}
.modal__head{background:linear-gradient(100deg,var(--d-ink),var(--d-pine2));color:#fff}
.modal__head h2{color:#fff}
.modal__head p{color:rgba(238,240,255,.8)}
.modal__head>svg{color:var(--d-gold-l)}
.modal--promo .modal__box{background:linear-gradient(165deg,#FFFBEB,#fff 55%)}
.promo__body h2{background:var(--grad-tri);-webkit-background-clip:text;background-clip:text;color:transparent}

/* ---------- Market cards ---------- */
.mkt-card{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:16px;transition:.3s}
.mkt-card:hover{transform:translateY(-4px);box-shadow:0 22px 46px -26px rgba(49,46,129,.5)}
.mkt-card.up .mkt-card__chg{color:#059669}
.mkt-card.down .mkt-card__chg{color:#E11D48}
.mkt-chart,.mkt-news{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:18px;overflow:hidden}
.livedot{width:8px;height:8px;border-radius:50%;background:#EF476F;display:inline-block;margin-right:.5rem;animation:pulse 1.8s infinite}
.newstape{background:linear-gradient(100deg,#15123C,#241F63)}
.newstape__label{background:var(--grad-hot);color:#fff}

/* ---------- Calculators ---------- */
.calc-tab{border-radius:var(--rb);border:1.5px solid rgba(30,27,75,.14);background:#fff;font-weight:600;
  font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;transition:.3s;color:#453F86}
.calc-tab:hover{border-color:var(--d-violet);color:var(--d-pine2)}
.calc-tab.is-on{background:var(--grad-cool);border-color:transparent;color:#fff;box-shadow:0 12px 26px -12px rgba(67,56,202,.6)}
.calc{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;box-shadow:0 18px 44px -30px rgba(49,46,129,.5)}
.calc__out{background:linear-gradient(165deg,#1E1B4B,#4338CA 70%);color:#fff;border-radius:18px}
.calc__out .res-row.total b{color:var(--d-gold-l)}
input[type=range]{accent-color:#8B5CF6}

/* ---------- Forms ---------- */
.field input,.field select,.field textarea{border-radius:12px;border:1.5px solid rgba(30,27,75,.16);background:#fff;transition:.25s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--d-violet);box-shadow:0 0 0 4px rgba(139,92,246,.14);outline:none}
.fsec{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;box-shadow:0 18px 44px -32px rgba(49,46,129,.5)}
.fsec__n{background:var(--grad-cool);color:#fff;border-radius:12px}
.radio-pill span{border-radius:var(--rb);border:1.5px solid rgba(30,27,75,.16)}
.radio-pill input:checked+span{background:var(--grad-cool);border-color:transparent;color:#fff}
.pbar{background:rgba(30,27,75,.1);border-radius:var(--rb);overflow:hidden}
.pbar i{background:var(--grad-hot)}
.infocard{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;box-shadow:0 18px 44px -32px rgba(49,46,129,.5)}
.infoline svg{color:var(--d-violet)}
.mapbox{border-radius:20px;overflow:hidden;border:1px solid rgba(30,27,75,.1);box-shadow:0 18px 44px -32px rgba(49,46,129,.5)}
.mapbox iframe{width:100%;height:330px;border:0;display:block}

/* ---------- Stats ---------- */
.stats,.hero__stats{gap:14px}
.stats>div{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:18px;padding:22px 18px;text-align:center;
  box-shadow:0 18px 44px -34px rgba(49,46,129,.5);transition:.35s}
.stats>div:hover{transform:translateY(-5px)}
.stats b{background:var(--grad-tri);-webkit-background-clip:text;background-clip:text;color:transparent;
  font-family:"Sora",sans-serif;font-size:clamp(1.7rem,3vw,2.4rem);display:block}

/* ---------- deflist / prose / policies ---------- */
.deflist dt{color:var(--d-pine2);font-weight:600}
.prose h2,.prose h3{color:var(--d-ink)}
.prose a{color:var(--d-pine2);text-decoration:underline;text-underline-offset:3px}
.toc{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:18px}

/* POLICY PAGES — 85% width as requested */
.policy-wrap{width:85%;max-width:1400px;margin-inline:auto;padding-inline:0}
@media(max-width:900px){.policy-wrap{width:92%}}

/* ---------- Team / directors ---------- */
.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:26px}
.tm{text-align:center}
.tm .frame{display:block;border-radius:20px;overflow:hidden;position:relative;box-shadow:0 24px 54px -30px rgba(49,46,129,.6)}
.tm .frame::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(30,27,75,.55),transparent 55%);opacity:0;transition:.4s}
.tm:hover .frame::after{opacity:1}
.tm .frame img{width:100%;aspect-ratio:4/5;object-fit:cover;transition:transform .8s}
.tm:hover .frame img{transform:scale(1.06)}
.tm h3{margin:1rem 0 .2rem;font-size:1.08rem}
.tm small{color:#7A75AD;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:500}
.tm .tm-role{display:block;margin-top:.5rem;font-size:.9rem;color:#57518F;font-weight:300;letter-spacing:0;text-transform:none}

/* ---------- Gallery ---------- */
.gtabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:2.4rem}
.gtabs button{padding:.7rem 1.5rem;border-radius:var(--rb);border:1.5px solid rgba(30,27,75,.14);background:#fff;
  cursor:pointer;font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#453F86;transition:.3s}
.gtabs button:hover{border-color:var(--d-violet);color:var(--d-pine2)}
.gtabs button.on{background:var(--grad-cool);border-color:transparent;color:#fff;box-shadow:0 12px 26px -12px rgba(67,56,202,.6)}
.masonry{columns:3;column-gap:20px}
@media(max-width:900px){.masonry{columns:2}}
@media(max-width:560px){.masonry{columns:1}}
.shot{break-inside:avoid;margin:0 0 20px;position:relative;border-radius:18px;overflow:hidden;cursor:pointer;
  box-shadow:0 20px 46px -30px rgba(49,46,129,.55)}
.shot img{width:100%;display:block;transition:transform .8s}
.shot:hover img{transform:scale(1.06)}
.shot::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(30,27,75,.75),transparent 55%);opacity:0;transition:.4s}
.shot:hover::after{opacity:1}
.shot .cap{position:absolute;left:16px;right:16px;bottom:14px;z-index:3;color:#fff;font-size:.86rem;font-weight:500;
  opacity:0;transform:translateY(8px);transition:.4s}
.shot:hover .cap{opacity:1;transform:none}
.shot .plus{position:absolute;top:14px;right:14px;z-index:3;width:34px;height:34px;border-radius:50%;
  background:rgba(255,255,255,.9);color:var(--d-ink);display:grid;place-items:center;font-size:1.2rem;
  opacity:0;transform:scale(.7);transition:.4s}
.shot:hover .plus{opacity:1;transform:none}
.lightbox{position:fixed;inset:0;z-index:2000;background:rgba(15,12,44,.94);display:none;align-items:center;justify-content:center;padding:5vh 6vw}
.lightbox.on{display:flex}
.lightbox img{max-width:100%;max-height:82vh;border-radius:14px;box-shadow:0 40px 90px -30px #000}
.lb-x,.lb-prev,.lb-next{position:absolute;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);
  color:#fff;width:48px;height:48px;border-radius:50%;cursor:pointer;display:grid;place-items:center;transition:.3s}
.lb-x:hover,.lb-prev:hover,.lb-next:hover{background:var(--d-gold);color:var(--d-ink);border-color:var(--d-gold)}
.lb-x{top:3vh;right:4vw}.lb-prev{left:2vw}.lb-next{right:2vw}
.lb-cap{position:absolute;bottom:3vh;left:0;right:0;text-align:center;color:rgba(255,255,255,.8);font-size:.9rem}

/* ---------- Reveal ---------- */
[data-reveal],.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
[data-reveal].is-in,.reveal.is-in{opacity:1;transform:none}

/* ---------- Split media sizing (image >= adjacent content) + mobile order ---------- */
.split{align-items:stretch}
.split>*{align-self:center}
.split__media{align-self:stretch;display:flex}
.split__media img{width:100%;height:100%;aspect-ratio:auto;min-height:clamp(340px,44vw,600px);object-fit:cover}
@media (max-width:980px){
  /* on mobile the image column always comes first */
  .split__media{order:-1 !important}
  .split--rev .split__media{order:-1 !important}
  .split__media img{min-height:clamp(240px,60vw,400px)}
}

/* ---------- Video ---------- */
.videobox{border-radius:22px;overflow:hidden;box-shadow:0 34px 80px -40px rgba(0,0,0,.7)}
.videobox__play i{background:var(--grad-hot);color:#fff}

/* ---------- Drawer ---------- */
.drawer{background:var(--d-cream)}
.drawer__top{border-bottom:1px solid rgba(30,27,75,.1)}
.drawer__body a{color:#332E6B}
.drawer__body a:hover{color:var(--d-pine2)}
.acc-btn{font-weight:600;color:var(--d-ink)}

/* ---------- Blog ---------- */
.postcard{background:#fff;border:1px solid rgba(30,27,75,.1);border-radius:20px;overflow:hidden;
  box-shadow:0 18px 44px -32px rgba(49,46,129,.5);transition:.4s;display:flex;flex-direction:column}
.postcard:hover{transform:translateY(-6px);box-shadow:0 32px 64px -28px rgba(49,46,129,.45)}
.postcard img{width:100%;aspect-ratio:16/10;object-fit:cover;transition:transform .8s}
.postcard:hover img{transform:scale(1.06)}
.postcard__body{padding:22px 24px 26px}
.postcard__cat{font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;
  background:var(--grad-hot);-webkit-background-clip:text;background-clip:text;color:transparent}
.postcard h3{font-size:1.06rem;margin:.6rem 0 .5rem}
.postcard p{font-size:.94rem;color:#57518F;margin-bottom:1rem}
.postcard time{font-size:.78rem;color:#8A85BA}

@media (max-width:1080px){
  .menu,.nav__cta .btn--ghost{display:none}
  .burger{display:flex}
}


/* ==========================================================================
   REVISION PASS
   ========================================================================== */

/* --- no horizontal scroll anywhere --- */
html,body{overflow-x:clip;max-width:100%}
.drawer{right:0;left:auto}

/* --- brand: name + tagline spacing --- */
.brand{gap:.85rem;align-items:center}
.brand img{height:52px;width:auto}
.brand__txt{gap:.34rem}
.brand__txt b{font-size:1.26rem;letter-spacing:-.01em;line-height:1}
.brand__txt b i{font-style:normal}
.brand__txt small{font-size:9.5px;letter-spacing:.26em;line-height:1;margin-top:.34rem}

/* --- compact header on small screens --- */
@media (max-width:560px){
  .brand img{height:40px}
  .brand__txt b{font-size:1.02rem}
  .brand__txt small{font-size:8px;letter-spacing:.18em}
  .nav__cta{gap:8px}
  .nav__cta .btn--green{padding:.58em .85em;font-size:.63rem;letter-spacing:.08em}
}
@media (max-width:400px){
  .nav__cta .btn--green svg{display:none}
  .brand__txt small{font-size:7.2px;letter-spacing:.16em}
}

/* --- top bar: contact left, ARN right --- */
.infobar__inner{justify-content:space-between}
.infobar__left{justify-content:flex-start}
.infobar__right{justify-content:flex-end}
.infobar__right .arn{color:var(--d-gold-l)}
/* keep the contact / ARN bar on mobile, stacked and centred */
@media (max-width:760px){
  .infobar{display:block}
  .infobar__inner{flex-direction:column;gap:4px;padding-block:8px}
  .infobar__left,.infobar__right{width:100%;justify-content:center;text-align:center;gap:10px;row-gap:2px}
  .infobar .sep{display:none !important}
  .infobar__left>*{font-size:12px}
  .infobar__left .ib-addr{display:block;width:100%}
  .infobar__right .arn{font-size:10px}
}

/* --- steps: spaced cards, no dividing rules --- */
.steps{gap:20px;border-top:0}
.steps__item{border-right:0;border:1px solid rgba(30,27,75,.1);border-radius:18px;padding:26px 24px 24px}
.steps__item::before{top:0;left:0;right:0;height:3px;border-radius:18px 18px 0 0;background:var(--grad-tri)}
.steps__item:hover::before{width:100%}
@media (max-width:1080px){.steps__item{border-bottom:1px solid rgba(30,27,75,.1)}}

/* --- testimonial carousel --- */
.tslider{position:relative}
.tslider__vp{overflow:hidden;padding:6px 4px 10px}
.tslider__track{display:flex;gap:22px;transition:transform .6s cubic-bezier(.2,.7,.2,1);will-change:transform}
.tslider__track>.quote-card{flex:0 0 calc((100% - 66px)/4);margin:0}
.tslider__nav{display:flex;align-items:center;justify-content:center;gap:14px;margin-top:26px}
.tslider__nav button{width:46px;height:46px;border-radius:50%;border:1.5px solid rgba(30,27,75,.18);
  background:#fff;color:var(--d-pine2);cursor:pointer;display:grid;place-items:center;font-size:1.2rem;transition:.3s}
.tslider__nav button:hover{background:var(--grad-cool);border-color:transparent;color:#fff;transform:scale(1.07)}
.tslider__dots{display:flex;gap:8px;align-items:center}
.tslider__dots button{width:9px;height:9px;padding:0;border:0;border-radius:50%;background:rgba(30,27,75,.22);cursor:pointer;transition:.3s}
.tslider__dots button.on{width:30px;border-radius:5px;background:var(--grad-hot)}
.quote-card blockquote{font-family:"Outfit",sans-serif;font-size:15.6px;font-weight:300;line-height:1.6}
.quote-card cite{font-family:"Sora",sans-serif}
@media (max-width:1080px){.tslider__track>.quote-card{flex:0 0 calc((100% - 44px)/3)}}
@media (max-width:900px){.tslider__track>.quote-card{flex:0 0 calc((100% - 22px)/2)}}
@media (max-width:620px){.tslider__track>.quote-card{flex:0 0 100%}}


/* --- footer brand lockup (logo reads on the dark panel) --- */
.brand--foot{display:inline-flex;align-items:center;gap:.8rem;margin-bottom:1.1rem}
.footer__brand .brand--foot img{height:58px;width:auto;margin:0;opacity:1;filter:none;
  background:#fff;border-radius:16px;padding:7px;box-shadow:0 12px 30px -14px rgba(0,0,0,.6)}
.drawer__top img{filter:none}
.brand--foot .brand__txt b{color:#fff;font-size:1.24rem}
.brand--foot .brand__txt b i{background:linear-gradient(100deg,#FF8FA9,#FCD34D);
  -webkit-background-clip:text;background-clip:text;color:transparent}
.brand--foot .brand__txt small{color:rgba(238,240,255,.6)}
.drawer__top img{height:44px}