Suitability over sales
We recommend what fits your goal, your horizon and your tolerance for a fall — never what pays the highest commission. If nothing fits, we say so.
A clear path to growth.
Money Pathshala is an AMFI Registered Mutual Fund Distributor (ARN-000000) operating from Indore, Madhya Pradesh — serving families across India and overseas.
ARN-000000Client Desk
Who we are
A distributor you can actually reach
Money Pathshala is an AMFI Registered Mutual Fund Distributor (ARN-000000), operating from Indore, Madhya Pradesh in Madhya Pradesh.
We are not a call centre and we are not a product factory. When you call the number on this website, you reach the person who will still be handling your folio in ten years. When your family needs a redemption, a nominee change or a transmission after a death, they will not be starting a relationship from scratch — they will be continuing one.
Most of our clients are teachers, doctors, government staff, shopkeepers, small business owners and salaried families — across India, and abroad as well. Many started with a ₹1,000 SIP. That is genuinely how it is supposed to begin.
What we hold ourselves to
Four rules we do not bend
They cost us business sometimes. That is rather the point of having them.
Ask us what we earn
Ask the commission on any scheme and we will tell you, before you invest a rupee. Our disclosure of interest explains how we are paid.
Risk before return
Every recommendation comes with the downside stated first, in plain words, in the language you are most comfortable in.
Your money, your name
Every investment goes directly to the AMC, insurer or issuer in your own name. We never accept cash and never ask you to transfer to a personal account.
The people
Meet the directors
Certified, experienced, and genuinely invested in your outcome. You will speak to one of them — not a call centre — on the day you walk in and ten years after.
Aarav Mehta
Founder & Managing Director Twenty-two years across mutual fund distribution and family wealth building. Leads scheme research and sits in on every first consultation.
Sneha Agrawal
Director — Wealth Building Builds the goal maps: retirement corpuses, education timelines and the annual review that keeps a strategy honest as life changes.
Rohit Verma
Director — Insurance & Claims Sizes term, health and general cover to what a family would actually need, and walks every claim through to settlement.
Kavya Soni
Director — Operations & Client Service Runs KYC, folio servicing, nominee registration and transmission — the unglamorous work that clients judge us on later.Photographs and names shown here are illustrative placeholders.
Our position
Exactly what we are, and are not
Being clear about this saves everyone a great deal of trouble later, so we put it plainly:
- We are
- Money Pathshala, an AMFI Registered Mutual Fund Distributor (ARN-000000), distributing regular options of mutual fund schemes, earning commission from the AMCs.
- We are also
- A referral point for life, health and general insurance, loans against securities, and fixed deposits and bonds — issued and underwritten by the respective providers.
- We are not
- Registered with SEBI to provide personalised investment recommendations for a fee. We charge no such fee and provide none.
- We are not
- A portfolio manager, a research analyst, a stock broker, or a provider of assured or guaranteed return products.
- We never
- Accept cash, pool client money, or hold your investments in our own name.
Common questions
Before you get in touch
No. We do not charge investors a fee. We distribute regular options of mutual fund schemes and receive commission from the Asset Management Company whose scheme you invest in. That commission is paid by the AMC out of the scheme's expense ratio — you do not pay us separately. Ask us the commission on any scheme and we will tell you before you invest.
A direct option has a lower expense ratio because no distributor commission is built into it. A regular option costs slightly more and includes the commission that pays for the service, hand-holding and paperwork we provide. Both hold exactly the same portfolio. You are free to invest in direct options on your own; we distribute regular options and say so openly.
An SIP can begin at ₹1,000 a month in many schemes, and lumpsum investments typically start at ₹1,000 or ₹5,000 depending on the scheme. What matters far more than the amount is that the investment matches a goal and a time horizon.
Never. Your investment is made directly with the Asset Management Company in your own name, and units are held in your folio with the AMC's registrar (CAMS or KFintech). We never accept cash and never ask for a transfer to a personal account. If anyone ever asks you to, that is not us.
Yes, and this is a large part of the job. We help with nominee registration at the time of investment and assist your family with transmission of units, claim filing on insurance policies and consolidation of statements. Please register a nominee on every folio — it saves your family months of difficulty.
Ready to put a strategy behind your money?
Sit with us for a free, no-obligation conversation about your goals — at our Indore office, or over a call at a time that suits you.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Past performance is not indicative of future results. Insurance is the subject matter of solicitation.
