Privacy Policy
What personal information we collect, why we need it, how long we keep it, and the rights you have over it.
On this page
Our commitment
Money Pathshala (ARN-000000), respects your privacy. This policy explains what personal information we collect through this website and in the course of our services, why we collect it, who we share it with, and what you can ask us to do with it.
We collect only what we need in order to serve you and to meet our obligations under Indian law. We do not sell, rent or trade your personal information to anyone.
Information we collect
Information you give us directly. Name, date of birth, gender, contact details, address, occupation, income band, PAN, the last four digits of Aadhaar, bank account details, nominee details, risk profile responses, FATCA and CRS declarations, and the documents you upload through the KYC page.
Information collected automatically. When you visit this website, our hosting provider records standard technical data such as IP address, browser type, device type, referring page and pages viewed. This is used for security and to understand how the site is used.
Information from third parties. Where you invest through us, we receive folio, transaction and valuation data from AMCs, registrars (CAMS, KFintech), KRAs and depositories, in order to service your account.
Why we collect it
- To respond to your enquiry and provide the services you ask for.
- To complete your KYC and to submit applications to AMCs, KRAs, registrars, insurers and lenders.
- To service your investments — statements, reviews, SIP changes, redemptions, nominee updates.
- To meet legal and regulatory obligations, including those under the Prevention of Money Laundering Act, 2002, SEBI regulations and AMFI guidelines.
- To maintain records that we are required to preserve, and to defend any legal claim.
Sensitive information — a specific caution
Please do not send PAN, Aadhaar, bank details, passwords or OTPs through the general contact form, WhatsApp or ordinary email. Use the KYC upload page, or bring documents to our office.
When you upload a copy of Aadhaar, please mask the first eight digits, as required by UIDAI. A masked Aadhaar can be downloaded directly from the UIDAI website.
Who we share it with
We share your information only with those who need it to complete what you have asked us to do:
- Asset Management Companies whose schemes you invest in.
- Registrars and transfer agents — CAMS and KFintech.
- KYC Registration Agencies (KRAs) and, where applicable, CKYCR.
- Insurance companies, banks and NBFCs, where you apply for their products through us.
- Depositories and depository participants, where a Demat account is involved.
- Our technology providers for portfolio and CRM software, under confidentiality obligations.
- Regulators, courts and law enforcement, where we are required by law to do so.
We do not share your information with anyone else for marketing purposes.
How long we keep it
We retain client records for as long as the relationship continues and thereafter for the period required by law — generally a minimum of eight years from the date of the last transaction, in line with record-keeping obligations under Indian anti-money-laundering rules. Enquiry data from people who do not become clients is deleted within a reasonable period.
How we protect it
We restrict access to client information to those who need it for their work. Physical documents are kept in locked storage; digital records are held on password-protected systems. This website is served over an encrypted connection.
No system is perfectly secure, and we cannot guarantee absolute security of information transmitted over the internet. If we become aware of a breach affecting your personal data, we will inform you and the relevant authorities as required by law.
Your rights
You may ask us to:
- tell you what personal information we hold about you;
- correct anything that is inaccurate or out of date;
- stop sending you marketing communications;
- delete information we are not required by law or regulation to retain.
Write to info@moneypathshala.com and we will respond within a reasonable period. We may need to verify your identity before acting on a request. Note that we cannot delete records we are legally obliged to preserve, and that deleting KYC information may prevent us from continuing to service your investments.
Communications and DND
If you contact us, we will reply by phone, WhatsApp, SMS or email using the details you provide. If your number is registered under DND, we will contact you regarding your enquiry only where you have authorised us to do so. You can ask us to stop marketing communications at any time; we will still send service messages relating to your existing investments.
Changes to this policy
We may update this policy from time to time. The current version is always published on this page with the date of last revision shown below.
Contact
Questions about this policy, or about the information we hold: info@moneypathshala.com · +91 95751 15624 · PU-4, Scheme No. 54, Vijay Nagar, Indore, Madhya Pradesh 452010
Last updated: ·
Money Pathshala · ARN-000000 · Client Desk ·
info@moneypathshala.com · +91 95751 15624
PU-4, Scheme No. 54, Vijay Nagar, Indore, Madhya Pradesh 452010
