Mutual Funds
Equity, debt, hybrid and index schemes from every major fund house, in regular options.
What it is
A mutual fund pools money from many investors and hands it to a professional fund manager, who invests it according to a stated mandate. You own units; the scheme owns the securities.
The category tells you nearly everything about the risk. Equity schemes invest predominantly in shares and carry the highest short-term volatility with the highest long-term growth potential. Debt schemes invest in bonds and money-market instruments — steadier, but not risk-free, since they carry interest rate and credit risk. Hybrid schemes hold both. Index funds simply track a benchmark at a low cost.
Everything is regulated by SEBI, the units are held in your own name with the AMC's registrar, and the NAV is published daily. You can see exactly what a scheme holds in its monthly portfolio disclosure.
We distribute regular options and earn commission from the AMC. Direct options of the same schemes exist and cost slightly less; you are free to use them and we will say so rather than pretend otherwise.
Get started
Open MF Portfolio
Your consolidated mutual fund portfolio — valuation, SIP status, capital gains statements and transaction history in one login.
At a glance
The options, side by side
| Category | Invests in | Typical risk | Suited to a horizon of |
|---|---|---|---|
| Equity | Shares of companies | Very high | 5+ years |
| Debt | Bonds, government securities, money market | Low to moderate | 1–3 years |
| Hybrid | A mix of equity and debt | Moderate to high | 3–5 years |
| Index / ETF | Tracks a benchmark such as the Nifty 50 | Very high | 5+ years |
| Liquid | Very short-term instruments | Low | Days to months |
| ELSS | Equity with a 3-year statutory lock-in | Very high | 3+ years |
Before you commit
What could go wrong
- The NAV can fall. Equity schemes have historically fallen 30–50% in severe market conditions.
- Debt schemes carry interest rate risk and credit risk; they are not a substitute for a bank deposit.
- There is no guaranteed or assured return on any mutual fund scheme.
- Exit loads and taxes reduce what you actually receive on redemption.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Insurance is the subject matter of solicitation. Loan and deposit products are governed by the terms of the respective lender or issuer.
The structure is well protected — assets are held by an independent custodian, the scheme is a trust separate from the AMC, and SEBI regulates the whole arrangement. What is not protected is the value: the NAV moves with the market, and it can fall.
Place a redemption request through the AMC, the registrar or us. Open-ended schemes credit your registered bank account, typically within one to three working days depending on the scheme type. ELSS is locked for three years and cannot be redeemed early.
A six-level scale from Low to Very High, printed on every scheme document and updated monthly. It is the single quickest way to check whether a scheme matches what you thought you were buying.
Ready to put a strategy behind your money?
Sit with us for a free, no-obligation conversation about your goals — at our Indore office, or over a call at a time that suits you.
